Home & Contents Insurance Features

New for Old Regardless of Age

Upon an accepted claim, Shannons will choose to rebuild, replace or repair new for old regardless of age, with no allowance for depreciation (or pay you what it would cost us to rebuild, replace or repair on a 'new for old' basis).

Enthusiast Items

You will automatically receive $10,000 worth of Enthusiast items cover when you insure your contents with Shannons. This covers you against loss or damage to automotive memorabilia and collectables, automotive spare parts and accessories, automotive tools, instruments and accessories kept inside buildings at the insured address.

Flood Cover

Shannons Home & Contents Insurance includes automatic Flood Cover. Please refer to the relevant PDS for full definition of "Flood" to check what is and isn't covered.

Cover options

Accidental Loss or Damage Cover

If you'd like extra protection, you can add accidental loss or damage cover to your policy. This option extends your cover to accidentally losing, breaking or damaging your insured home, contents or enthusiast items at the insured address.

Cover Options

Options & Discounts

Pay your Premiums by the Month

Unlike many others, we won't charge you any extra to pay monthly, quarterly or half-yearly.

Multi-Policy Discount

If you have a motor policy with Shannons and then take out a Home and Contents policy with us, you will receive a discount of up to 10% off your Home and Contents premium.

Security Discount

When calculating your premium we take into account what type of security you have in your home. Different types of security measures provide different levels of protection and we offer various discounts based on the level of security you have.

Product Disclosure Statement

All benefits are a summary only. For full details, please read the Home and Contents Insurance Product Disclosure Statement before making any decisions regarding this product.

View Product Disclosure Statement (PDS)


Home Insurance Calculators

To help ensure you have adequate cover, estimate the value of your building and contents with our home insurance calculators. Simply answer a few questions and the calculators will estimate the cost of replacing your building and contents based on industry values.

Building Calculator Contents Calculator

Car Insurance

From vintage and veteran to classics, hot rods, modified and contemporary cars, no insurance provider caters better for the motoring enthusiast than Shannons.

Find out more

Bike Insurance

Shannons offers experienced bike riders, who are passionate about their ride, a real choice when it comes to insurance.

Find out more