Home & Contents Insurance
New for old regardless of age
Shannons will rebuild, replace or repair new for old regardless of age, or we will pay the assessed cost of doing so, up to the sum insured.
Enthusiast items
Enthusiast items cover is automatically included when you insure your contents with Shannons. This provides cover up to the enthusiast items sum insured for loss or damage to automotive memorabilia and collectables, automotive spare parts and accessories, automotive tools and accessories stored inside your home or garage at the insured address.
Flood cover
Shannons Home & Contents Insurance includes automatic flood cover. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as the damage caused by the storm). Other exclusions apply. Please refer to the relevant PDS for more details and the full definition of "Flood" to check what is and isn't covered.
Optional Covers
You can add optional covers to your policy for extra premium. Optional covers you've purchased are shown on your certificate.
Accidental Loss or Damage Cover
If you'd like extra protection, you can ask us to add accidental loss or damage cover to your policy for an extra premium. This option extends your cover to accidentally losing, breaking or damaging your insured home, contents or enthusiast items at the insured address.
Product Disclosure Statement
All benefits are a summary only. Terms, conditions, limits and exclusions apply. Before buying this insurance, and for full details of what is and isn't covered, please read the Home and Contents Insurance Product Disclosure Statement (PDS).
Applies if your policy has a commencement date or renewal date on or after 23/03/2021.
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This content applies to new policies and renewal policies with a start date after 22 March 2021.
Home Insurance Calculators
To help choose your sum insured, estimate the rebuild cost of your building and new for old replacement cost of your contents with our home insurance calculators. Simply answer a few questions and the calculators will estimate the cost of replacing your building and contents based on industry values.
These calculators have some questions included that you may not find in other calculators, which will impact the estimate that is calculated.
Building Calculator Contents Calculator