Home & Contents Insurance Features

New for Old Replacement of Contents

Not only will Shannons rebuild or repair your home without deduction for wear, tear or depreciation, we'll also replace contents items with new, regardless of how old they are at the time of loss or damage.

$10,000 Enthusiast Cover

You will automatically receive $10,000 worth of Enthusiast Cover when you insure your contents with Shannons. This covers you against loss or damage to automotive memorabilia and collectables, automotive spare parts and accessories, tools, instruments and equipment kept inside buildings at your address.

Flood Cover

With Shannons you're covered for the flooding of normally dry land by water overflowing from the natural confines of any natural or artificial watercourse or lake.*

Cover options

Accidental Damage Insurance

If you'd like extra protection, you can add accidental damage cover to your policy. This option extends your cover to accidentally losing, breaking or damaging your insured home, contents or enthusiast items.

Cover Options

Options & Discounts

Pay your Premiums by the Month

Unlike many others, we won't charge you any extra to pay monthly, quarterly or half-yearly.

Multi-Policy Discount

If you have a motor policy with Shannons and then take out a Home and Contents policy with us, you will receive a discount of up to 10% off your Home and Contents premium.

Security Discount

When calculating your premium we take into account what type of security you have in your home. Different types of security measures provide different levels of protection and we offer various discounts based on the level of security you have.

Product Disclosure Statement

All benefits are a summary only. For full details, please read the Home and Contents Insurance Product Disclosure Statement before making any decisions regarding this product.

View Product Disclosure Statement (PDS)


*Excludes flood damage to retaining walls, paths, driveways, tennis court surfaces and paved or concrete outdoor surfaces and inundation caused by the action of the sea (including storm surge). ^Excludes any changes in taxes and charges.

Home Insurance Calculators

To help ensure you have adequate cover, estimate the value of your building and contents with our home insurance calculators. Simply answer a few questions and the calculators will estimate the cost of replacing your building and contents based on industry values.

Building Calculator Contents Calculator

Car Insurance

From vintage and veteran to classics, hot rods, modified and contemporary cars, no insurance provider caters better for the motoring enthusiast than Shannons.

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Bike Insurance

Shannons offers experienced bike riders, who are passionate about their ride, a real choice when it comes to insurance.

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