This provides cover up to the enthusiast items sum insured (up to $10,000 for any one event unless you increase for an extra premium) for loss or damage to automotive memorabilia and collectables, automotive spare parts and accessories, automotive tools, instruments and accessories stored inside your home at the insured address.
Home and Contents Insurance
Shannons can protect your home as well as your car with Home & Contents policies tailored to the motoring enthusiast.
Shannons Home and Contents Insurance
What's covered
New for old regardless of age
Shannons will rebuild, replace or repair new for old regardless of age, or we will pay the assessed cost of doing so, up to the sum insured.
Enthusiast items
Enthusiast items cover is automatically included when you insure your contents with Shannons.
Flood cover
Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as the damage caused by the storm). Other exclusions apply. Please refer to the relevant PDS for more details and the full definition of "Flood" to check what is and isn't covered.
Shannons Home & Contents Insurance includes automatic flood cover.
Optional Covers
You can add optional covers to your policy for extra premium. Optional covers you've purchased are shown on your certificate.
Payment Options & Discounts
Paying your premiums
You can pay your premium annually, but we won’t charge you any extra to pay monthly, quarterly or half-yearly.
Multi-policy discount
If you have an active motor policy with Shannons and then take out a home and contents policy with us, you might receive a discount of up to 10% off your home and contents premium.
Terms, conditions, limits and exclusions apply.
Home Insurance Calculators
To help choose your sum insured, estimate the rebuild cost of your building and new for old replacement cost of your contents with our home insurance calculators. Simply answer a few questions and the calculators will estimate the cost of replacing your building and contents based on industry values.
These calculators have some questions included that you may not find in other calculators, which will impact the estimate that is calculated.
Product Disclosure Statement
All benefits are a summary only. Terms, conditions, limits and exclusions apply. Before buying this insurance, and for full details of what is and isn't covered, please read the Home and Contents Insurance Product Disclosure Statement (PDS).
Applies if your policy has a commencement date or renewal date on or after 23/03/2021.
More Shannons Insurance cover
Shannons provides cover for motoring enthusiasts, on the road and at home.
Enthusiast items
This provides cover up to the enthusiast items sum insured (up to $10,000 for any one event unless you increase for an extra premium) for loss or damage to automotive memorabilia and collectables, automotive spare parts and accessories, automotive tools, instruments and accessories stored inside your home at the insured address.
Flood cover
Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as the damage caused by the storm). Other exclusions apply. Please refer to the relevant PDS for more details and the full definition of "Flood" to check what is and isn't covered.