Classic Car Insurance

We understand car enthusiasts and know that your classic car is your true passion. That's why we design insurance with classic cars in mind.

What does Shannons Car Insurance cover for classic cars?

Our car insurance has a range of benefits to suit the needs of car enthusiasts, especially those with classic cars. These include:

Salvage rights for total loss vehicles more than 35 years old

With our Comprehensive Car Insurance, if your vehicle is over 35 years old and your vehicle is a total loss, you will keep the unrepaired vehicle.

NOTE: Salvage rights will not apply if your vehicle is stolen and we settle your claim as a total loss.

Agreed value

Your car isn't cookie cutter, and neither is its value. At Shannons we recognise your investment, so the agreed value reflects your car's worth including performance upgrades, aesthetic enhancements and all the modifications listed on your policy.

Your choice of repairer, or we can manage the repair process for you

Shannons gives you the option to choose your own repairer or we can manage the repair process for you. If you want to choose your own repairer, please contact us using webchat (available via Claim Online) or call 13 46 46 to talk to a claims specialist. Or let Shannons take care of the process for you and arrange a suitable repairer from the list of Preferred Repairers. To book your repair, lodge an online claim to get started.

Cover for modifications

Your car is as unique as you are, and making it your own is a passion. So, when it comes to car insurance, you want to be sure your ride is covered, including your modifications, and fitted accessories. Whether it's performance tuning, new rims, an aero kit, or the latest tech, at Shannons we cover every modification you've listed on your policy and every accessory that's fitted to your car.

Windscreen and window glass cover

One excess free windscreen or window glass replacement or repair claim applies for the period of insurance.

Pay by the month

Make your payments monthly, at no extra cost. You can pay your premium annually, but we won't charge you any extra if you choose to pay monthly, quarterly or half-yearly.

Additional benefits

  • Up to 21 days car hire following theft of your regular use vehicle.
  • Hire car after a not-at-fault incident, while your regular-use vehicle is off the road.
  • Up to $1,000 per incident for emergency accommodation if your vehicle is unable to be driven and you are more than 100km from home.

What’s optional

You can add optional covers to your policy for extra premium. Optional covers you've purchased are shown on your certificate.

Shannons Roadside Assist

Shannons Roadside Assist: Dedicated 24/7 roadside assistance for your vehicle when you may need it most. Available 24 hours after purchase or adding the optional cover to your policy. Terms and conditions for coverage apply. Find out more.

Hire car after an event for unlimited days

Hire car after an event for unlimited days: After an incident covered by your policy, if your regular use motor vehicle is damaged and cannot be safely driven, is being repaired or has been stolen, we will arrange and pay the reasonable cost of a hire car that is a similar make and model to your motor vehicle using our provider. Terms, conditions, limits and exclusions apply.

Refer to the Product Disclosure Statement (PDS) for full details.

Payment options

With Shannons, you can pay your premium annually, but we won’t charge you any extra to pay monthly, quarterly or half-yearly.

More Shannons Insurance cover

Shannons provides cover for motoring enthusiasts, on the road and at home.

Product Disclosure Statement

Information on this page is a summary only. Terms, conditions, limits and exclusions apply. Before buying this insurance, and for full details of what is and isn’t covered, please read the Motor Insurance Product Disclosure Statement (PDS).

Applies if only your policy has a commencement or renewal date on or after 23/03/2021. Target Market Determination also available.

Shannons Policy Documents

Shannons Roadside Assist is an optional extra only available in conjunction with Shannons Motor Insurance. Terms and conditions for coverage apply.

Download the Shannons app

Manage your insurance and stay connected to the Shannons Club.

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shannons app

Shannons Roadside Assist

Shannons Roadside Assist: Dedicated 24/7 roadside assistance for your vehicle when you may need it most. Available 24 hours after purchase or adding the optional cover to your policy. Terms and conditions for coverage apply. Find out more.

Hire car after an event for unlimited days

Hire car after an event for unlimited days: After an incident covered by your policy, if your regular use motor vehicle is damaged and cannot be safely driven, is being repaired or has been stolen, we will arrange and pay the reasonable cost of a hire car that is a similar make and model to your motor vehicle using our provider. Terms, conditions, limits and exclusions apply.