Comprehensive Bike Insurance

Agreed Value

When you take out insurance the agreed value of your bike includes the value of any accessories and modifications that are fitted to your bike and paint protection.

Your Choice of

Shannons gives you the option to choose your own repairer, or Shannons will manage the repair process for you. It's all about peace of mind in the event you need to make a claim.

Riding Apparel Cover

Shannons includes cover for your riding apparel such as helmets (including visor and/or radio communications), gloves, riding jackets and pants, boots and other bike - specific riding gear. Up to $3,000 for the rider, $1,500 for a pillion passenger, with a maximum of $1,000 per item, if your bike is damaged or stolen.

Terms, conditions, limits and exclusions apply.

Additional covers

  • Repairs to your bike authorised by Shannons are guaranteed for its life
  • Transport cover; e.g. up to $250 for costs of you or the rider to your destination or to and from the repairer/hire car provider, if your bike is not rideable after an incident
  • Towing and storage costs
  • New bike after a total loss for bikes less than 2 years old, if you're the first registered owner
Cover Options

Optional Covers

You can add optional covers to your policy for extra premium. Optional covers you've purchased are shown on your certificate.

Shannons Roadside Assist

A flat tyre, flat battery or any type of breakdown when you're out on the road on your bike can happen when you least expect it. Shannons Roadside Assist is a dedicated 24/7 roadside assistance service, available Australia-wide for your bike when you need it most. (Available for breakdowns that occur from 24 hours after purchasing Shannons Roadside Assist)

Terms and conditions apply.

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Hire car after an event for unlimited days

After an incident covered by your policy, if your regular use motorcycle is damaged and cannot be safely ridden, is being repaired or has been stolen, we will arrange and pay the reasonable hire cost of a car that meets your transport needs using our provider. Terms, conditions, limits and exclusions apply.

Cover Options

Frequency of Motorcycle Use

Special Low Usage Rates

If your bike is not your main form of transport and you don't use it regularly, you could benefit from lower usage rates. Simply let us know how regularly you use your bike (e.g. on a weekly or monthly basis) and lower premiums may apply.

Laid Up Cover

Shannons also offer special premiums for comprehensive insurance of bikes that are laid up, being restored, at repair shops or at club events.

Payment Options & Discounts

Paying your premiums

You can pay your premium annually, but we won't charge you any extra to pay monthly, quarterly or half-yearly.

Multi-vehicle discount

Shannons acknowledge that many bike enthusiasts have more than one ride, which is why you might be eligible for a multi - vehicle discount when you insure more than one bike or car with us on one policy. Remember - the more bikes and cars you insure with Shannons, the more discounts you might receive.

Multi-policy discount

If you have an active motor policy with Shannons and then take out a home and contents policy with us, you might receive a discount of up to 10% off your home and contents premium.

Terms, conditions, limits and exclusions apply. Discounts do not apply to the Shannons Roadside Assist optional cover.

Product Disclosure Statement

Information on this page is a summary only. Terms, conditions, limits and exclusions apply. Before buying this insurance, and for full details of what is and isn’t covered, please read the Motor Insurance Product Disclosure Statement (PDS).

Applies if your policy has a commencement date or renewal date on or after 23/03/2021.


This content applies to new policies and renewal policies with a start date after 22 March 2021.

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