Comprehensive Car Insurance Features

Agreed Value

We agree the value of your car, taking into consideration the care you have given it and any improvements or modifications you have made.

Your Choice of
Repairer

Shannons gives you the option to choose the repairer of your choice, or Shannons will manage the repair process for you. It's all about peace of mind in the event you need to make a claim.

Total Loss
Salvage Options

If your car is 35 years or older and is involved in an accident where it is a total loss, you have the option of retaining your unrepaired vehicle. If your vehicle is less than 35 years old, you will have the first option to purchase your unrepaired vehicle.

Additional features

  • New car after a total loss for cars less than 2 years old, if you're the first registered owner
  • Hire car after a not at fault incident, while your regular use car is off the road
  • One excess free windscreen or window glass replacement or repair claim, for the period of insurance
  • Repairs to your car authorised by Shannons are guaranteed for its life, as long as you own it
  • Up to $1,000 per incident for emergency accommodation if you are more than 100km from home
  • Up to 21 days car hire following theft
Cover Options

Optional Covers

Shannons Roadside Assist

A flat tyre, flat battery or any type of breakdown when you're out on the road in your car can happen when you least expect it. Shannons Roadside Assist is a dedicated 24/7 roadside assistance service, available Australia-wide for your car when you need it most.

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Hire Car After an Event for Unlimited Days

After an incident covered by your policy, if your regular use motor vehicle is damaged and cannot be safely driven, is being repaired or has been stolen, we will arrange and pay the reasonable hire cost of a car that is in our opinion a similar make and model to your motor vehicle using our provider. Eligibility criteria and limits apply.

Cover Options

Frequency of Motor Vehicle Use

Laid Up Cover

If your car is off the road and is not being driven, our laid up cover will reduce your premium.

Limited Use Cover

If you don't drive your car regularly, special premium rates may be available.

Club Plate Cover

If your car is registered with Club Plates special premium rates may be available.

Payment Options & Discounts

Pay your Premiums by the Month

We won't charge you any extra to pay monthly, quarterly or half-yearly.

Flexible Excess New

You may be able to choose a ’Flexible Excess’ that applies in addition to your ’Basic Excess’ to reduce your premium.

Protected No Claim Discount

If you have been on rating one for the past three years with no at fault claims, your rating one will be protected for life.

Multi-Vehicle Discount

Shannons offer premium discounts where two or more vehicles are insured on the one policy, such as special vehicles (including those with laid up cover) and your daily drive.

Multi-Policy Discount

If you have a motor policy with Shannons and then take out a home and contents policy with us, you will receive a discount of up to 10% off your home and contents premium.

Product Disclosure Statement

Information on this page is a summary only. For full details of what is and isn’t covered, please read the Motor Insurance Product Disclosure Statement (PDS). You should read the PDS before buying this insurance.

Applies to new policies purchased on or after 15/05/2020 and renewals on or after 15/06/2020.



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Eligibility criteria and limits apply.

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