We also provide this benefit if it was your spouse, partner, de facto, parent, grandparent, child, grandchild, brother, sister or the company of which you are a director who bought your vehicle new, or as an ex demo model from a licensed dealer.
Car Insurance
Enthusiast Car Insurance – from vintage and veteran to classics, hot rods, modified and contemporary cars. No one knows your passion like Shannons.
Comprehensive car insurance for motoring enthusiasts
What’s covered
One excess free windscreen or window glass replacement or repair claim for the period of insurance.
Repairs to your vehicle authorised by Shannons are guaranteed for its life.
Additional benefits
New vehicle replacement after total loss for vehicles less than 2 years old if you bought the vehicle new.
What’s optional
You can add optional covers to your policy for extra premium. Optional covers you've purchased are shown on your certificate.
Shannons Roadside Assist
Shannons Roadside Assist: Dedicated 24/7 roadside assistance for your vehicle when you may need it most. Available 24 hours after purchase or adding the optional cover to your policy. Terms and conditions for coverage apply. Find out more.
Hire car after an event for unlimited days
Hire car after an event for unlimited days: After an incident covered by your policy, if your regular use motor vehicle is damaged and cannot be safely driven, is being repaired or has been stolen, we will arrange and pay the reasonable cost of a hire car that is a similar make and model to your motor vehicle using our provider. Terms, conditions, limits and exclusions apply.
Insurance cover tailored to your frequency of use
Laid up cover
If your car is off the road and is not being driven, our laid up cover may reduce your premium.
Limited use cover
If you don't drive your car regularly, special premium rates may be available.
Club Plate cover
If your car is registered with Club Plates special premium rates may be available.
Refer to the Product Disclosure Statement (PDS) for full details.
Payment options and ways you could save on your premium
With Shannons, you can pay your premium annually, but we won’t charge you any extra to pay monthly, quarterly or half-yearly.
Multi-vehicle discount
If you insure more than one vehicle on your policy (such as special vehicles and your daily drive), you might be eligible for a multi-vehicle discount.
Multi-policy discount
If you have an active motor policy with Shannons and then take out a home and contents policy with us, you might receive a discount of up to 10% off your home and contents premium.
Flexible excess
If you have Comprehensive cover (regular use), you can choose a ’Flexible excess’ that applies in addition to your ’Basic excess’ to reduce your premium.
Protected No Claim Discount (NCD)
Shannons rewards you for your good claims history with a No Claim Discount (NCD) that applies separately to each of your comprehensively insured vehicles. After you have remained on an NCD of 65% for 3 consecutive years it will become protected.
Terms, conditions, limits and exclusions apply. Discounts do not apply to the Shannons Roadside Assist optional cover.
More Shannons Insurance cover
Shannons provides cover for motoring enthusiasts, on the road and at home.
Product Disclosure Statement
Information on this page is a summary only. Terms, conditions, limits and exclusions apply. Before buying this insurance, and for full details of what is and isn’t covered, please read the Motor Insurance Product Disclosure Statement (PDS).
Applies if only your policy has a commencement or renewal date on or after 23/03/2021. Target Market Determination also available.
Shannons Roadside Assist is an optional extra only available in conjunction with Shannons Motor Insurance. Terms and conditions for coverage apply.
Cover for modifications and accessories
Shannons covers legal modifications and non-standard accessories listed on your policy, within the agreed value of your vehicle.
Agreed value
When you take out insurance, the agreed value of your vehicle includes the value of any modifications listed on your policy, accessories fitted to your car and paint protection.
Windscreen and window glass cover
One excess free windscreen or window glass replacement or repair claim applies for the period of insurance.
Choice of repairer
Shannons gives you the option to choose your own repairer or we can manage the repair process for you.
Helmet and riding gear cover
Cover for your riding apparel such as helmets (including visor and/or radio communications), gloves, riding jackets and pants, boots and other bike-specific riding gear - up to $1000 per item and $3000 in total for the rider. Conditions and exclusions apply.
Agreed value – including modifications listed on your policy
When you take out insurance, the agreed value of your vehicle includes the value of any modifications listed on your policy, accessories fitted to your Bike and paint protection.
Pay monthly, quarterly or half-yearly at no extra cost
You can pay your premium annually, but we won’t charge you any extra if you choose to pay monthly, quarterly or half- yearly.
Choice of repairer
Shannons gives you the option to choose your own repairer or we can manage the repair process for you.
Salvage rights for total loss vehicles more than 35 years old
With our Comprehensive Car Insurance, if your vehicle is over 35 years old and your vehicle is a total loss, you will keep the unrepaired vehicle.
NOTE: Salvage rights will not apply if your vehicle is stolen and we settle your claim as a total loss.
Your choice of repairer, or we can manage the repair process for you.
Shannons gives you the option to choose your own repairer or we can manage the repair process for you.
If you want to choose your own repairer, please contact us using webchat (available via Claim Online) or call 13 46 46 to talk to a claims specialist.
Or let Shannons take care of the process for you and arrange a suitable repairer from the list of Preferred Repairers. To book your repair, lodge an online claim to get started.
Shannons Roadside Assist
A flat tyre, flat battery or any type of breakdown when you're out on the road in your car can happen when you least expect it. Shannons Roadside Assist is a dedicated 24/7 roadside assistance service, available Australia-wide for your car when you need it most. (Available for breakdowns that occur from 24 hours after purchasing Shannons Roadside Assist)
Multi-vehicle discount
If you insure more than one vehicle on your policy (such as special vehicles and your daily drive), you might be eligible for a multi-vehicle discount.
Multi-policy discount
If you have an active motor policy with Shannons and then take out a home and contents policy with us, you might receive a discount of up to 10% off your home and contents premium.
Flexible excess
If you have Comprehensive cover (regular use), you can choose a ’Flexible excess’ that applies in addition to your ’Basic excess’ to reduce your premium.
Protected No Claim Discount (NCD)
Shannons rewards you for your good claims history with a No Claim Discount (NCD) that applies separately to each of your comprehensively insured vehicles. After you have remained on an NCD of 65% for 3 consecutive years it will become protected.
Shannons Roadside Assist
Shannons Roadside Assist: Dedicated 24/7 roadside assistance for your vehicle when you may need it most. Available 24 hours after purchase or adding the optional cover to your policy. Terms and conditions for coverage apply. Find out more.
Hire car after an event for unlimited days
Hire car after an event for unlimited days: After an incident covered by your policy, if your regular use motor vehicle is damaged and cannot be safely driven, is being repaired or has been stolen, we will arrange and pay the reasonable cost of a hire car that is a similar make and model to your motor vehicle using our provider. Terms, conditions, limits and exclusions apply.
New vehicle replacement after total loss for vehicles less than 2 years old if you bought the vehicle new.
We also provide this benefit if it was your spouse, partner, de facto, parent, grandparent, child, grandchild, brother, sister or the company of which you are a director who bought your vehicle new, or as an ex demo model from a licensed dealer.