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Tailored for motoring enthusiasts
Comprehensive Car Insurance
Covers vehicles from vintage and veterans to classic, modified and modern cars. No one knows your passion like Shannons.
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Get a quote
Retrieve a quote
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What’s covered by Comprehensive Car Insurance?
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Agreed value
Cover your vehicle for what you agree your vehicle is worth, including modifications listed on your policy, fitted accessories, or paint protection.
Quality parts
Our authorised repairs use OEM, new and/or quality reusable parts.
Your choice of repairer
Choose your own repairer or let us manage the repair process for you.
Flexible payment options
Make payments monthly, quarterly or, half-yearly at no extra cost.
Salvage rights
If your vehicle is declared a total loss, you may have the option to retain the unrepaired vehicle. Vehicles over 35 years old, or vehicles with the optional Salvage Rights cover shown on the certificate, can be retained at no additional cost. Otherwise, you may be able to keep the vehicle by paying the determined salvage value.
Modifications
Shannons covers modifications and accessories fitted to your vehicle within the agreed value. Modifications will be shown on your Certificate of Insurance.
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Also included
Optional extras
Not Covered
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This is a summary only. For full details including terms, conditions and exclusions, refer to the Product Disclosure Statement (PDS)
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Choose cover for how often you use your vehicle
Shannons has you covered with insurance tailored to your frequency of use.
Regular use
If you drive your vehicle more than twice a week, including every day, standard Comprehensive Car Insurance may suit your needs.
Limited and Extreme Limited use cover
If you don't drive your car regularly, special premium rates may be available.
Club Plate cover
If your car is registered with Club Plates special premium rates may be available.
Laid up cover
If your car is off the road and is not being driven, our laid up cover may reduce your premium.
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You’re in good company
Plenty of Australian motor enthusiasts like you choose Shannons. Hear what they say about us.
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See all reviews
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Does Shannons cover my car type?
Shannons Car Insurance includes cover that may suit a range of enthusiast car owners. Select the type that most matches your car to see specifics that may interest you.
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Classic Car
Cover for your car, whether it’s 50 or from the 50’s.
Modified Car
Cover for your car and the extras you add onto it.
Imported Car
Cover for your imported car, like specialist vehicles from overseas.
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More Shannons Insurance cover
home
Home and Contents
Shannons can cover your home too. Keep your policies in the one place and insure your home with Shannons.
Learn about Home Insurance
motorcycle
Motorcycle Insurance
Cover your motorcycle, whether your take it out for weekend rides or use it every day.
Learn about Motorcycle Insurance
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Download the Shannons App
Support in your pocket
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Download on the App Store
Get it on Google Play
Manage your policy
Manage your policy anytime with the Shannons App. Get quotes, view and renew cover, pay excess, make and track claims, and access your documents.
Manage monthly payments
Keep your instalments in order. It's easy to manage your payments online.
Lodge and track claims
Need to make a claim? Make and track eligible home and motor claims in the Shannons App.
Chat via Shannons Virtual Assistant and support messaging
Get support easily in the Shannons App. Send us a message and pick up the conversation whenever it suits you.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc.
Google Play and the Google Play logo are trademarks of Google LLC
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Got questions?
FAQs
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For full details including terms, conditions and exclusions, refer to the Product Disclosure Statement (PDS).
^Shannons Roadside Assist is an optional extra only available in conjunction with Shannons Motor Insurance. Terms and conditions for coverage apply.