shaded

Not covered

repairing

Wear, tear and gradual deterioration

You're responsible for ensuring your car stays well maintained, safe, and roadworthy. If damage happens due to poor maintenance, it could impact your claim.

key

Theft or damage to an unlocked car

If your car is left unlocked with the keys inside, theft or damage won’t be covered.

tow

Mechanical breakdown

Your vehicle isn't covered for mechanical, electrical or electronic breakdown. Optional Shannons Roadside Assist may provide roadside assistance services for breakdown-related incidents. Terms and conditions apply^{^}.

driver

Unlicenced driving

Your car isn’t covered if it’s driven by someone without a valid license, unless you weren’t driving at the time and can establish no knowledge or involvement in the driving or incident.