SHANNONS GRAND EUROPEAN TOUR COMPETITION CONDITIONS

PARTICIPATION

  1. This competition ("Competition") is conducted by Shannons Pty Limited, ABN 91 099 692 636 ("the Promoter"), of Level 28 Brisbane Square, 266 George Street, Brisbane, Queensland 4000, ph 13 46 46.
  2. All entry instructions and prize information published by the Promoter form part of these conditions. By entering, entrants accept these conditions.
  3. The Competition is only open to individuals who: (i) are Australian residents aged 18 years or older at time of entry; and (ii) are not directors, management or employees, or their immediate family members, of the Promoter or its related companies or agencies associated with the Competition ("Eligible Entrant").
  4. Competition entry commences at 12.00am on 3 September 2018 and closes at 5.00pm on 17 December 2018 ("Entry Period"). Except as otherwise stated, all times are Melbourne time.

ENTRY

  1. In these conditions:
    • Competition Website” means shannons.com.au/europe
    • Eligible Insurance Quote(s)” means a quote for a new Shannons Motor Insurance Policy (excludes CTP insurance) or a new Shannons Home & Contents Insurance Policy (includes building only, contents only or building and contents cover);
    • Eligible Insurance Policy” means:
      1. a new Shannons Motor Insurance Policy (excludes CTP insurance); or
      2. A new or existing fully paid Shannons Home & Contents Insurance Policy (includes building only, contents only or building and contents cover).
  2. To enter the Competition, an Eligible Entrant must, during the Entry Period:
    1. Visit the Competition Website, apply for and receive an Eligible Insurance Quote from the Promoter. The Promoter's normal underwriting criteria apply. An Eligible Entrant will receive one entry for each risk quoted on the Eligible Insurance Quote (for the avoidance of doubt, a building and contents Eligible Insurance Quote constitutes one risk for the purposes of this Competition). An Eligible Insurance Quote will not be received immediately upon providing details but the Promoter will endeavour to provide an Eligible Insurance Quote within 2 business days of receiving all relevant information. It will not be possible to apply for an Eligible Insurance Quote via the Competition Website after 11 December 2018; or
    2. Call the Promoter on 13 46 46 and obtain an Eligible Insurance Quote. The Promoter's normal underwriting criteria apply. The Eligible Entrant must provide all details required by the Promoter. An Eligible Entrant will receive one entry for each risk quoted on the Eligible Insurance Quote (for the avoidance of doubt, a building and contents Eligible Insurance Quote constitutes one risk for the purposes of this Competition); or
    3. Purchase a new Shannons Motor Insurance Policy (excludes CTP insurance). An Eligible Entrant will receive five entries for each risk insured (ie. vehicle) under the new Eligible Insurance Policy. The Promoter's normal underwriting criteria apply. An existing customer of the Promoter will not receive any entries into the Competition for renewing an existing Shannons Motor Insurance Policy; or
    4. Purchase a new Shannons Home & Contents Insurance Policy (includes building only, contents only or building and contents cover) OR hold an existing fully paid Shannons Home and Contents Insurance Policy (that is current at the end of the Entry Period). An Eligible Entrant will receive ten entries for each risk insured (ie. insured address) under the new Eligible Insurance Policy OR an Eligible Entrant will automatically receive ten entries into the Competition if they hold a fully paid Shannons Home & Contents Insurance Policy at the end of the Entry Period (5pm 17 December 2018) and they have not opted out of receiving Shannons marketing communications. For the avoidance of doubt, a building and contents Eligible Insurance Policy constitutes one risk for the purposes of this Competition. The Promoter's normal underwriting criteria apply.
  3. In respect of entries received via Eligible Insurance Quotes, an Eligible Entrant will only receive one entry for obtaining multiple insurance quotes for the same risk.
  4. It is a condition of entry that Eligible Entrants consent to receive Shannons marketing communications and do not opt out during the Entry Period.
  5. Shannons Pty Limited ABN 91 099 692 636 is an authorised representative of AAI Limited ABN 48 005 297 807 AFSL 230859, the product issuer. Read the Product Disclosure Statement before buying insurance. Contact the Promoter for a copy.
  6. Any Eligible Entrant who the Promoter automatically enters into the Competition in accordance with condition 6(d) who wishes to not participate in the Competition can email info@shannons.com.au and request for their entry to be removed from the draw.
  7. Entrants may only enter the Competition in their own name. Multiple entries are permitted, but each entry must comply with these conditions.
  8. Entries must be received by the Promoter during the Entry Period. Entries will be deemed received at the time that the Promoter is satisfied that all necessary requirements under condition 6 have been met and not at the time of submission by the Eligible Entrant. The Promoter takes no responsibility for late, lost, incomplete, incorrectly submitted, illegible or misdirected entries or delays or failures in any equipment or telecommunications service used to administer this Competition.
  9. Cost of entry via the internet is free, but internet connection and usage rates may apply. Eligible Entrants should obtain details of such costs from their service providers. The maximum cost of a call to 13 46 46 will not exceed 55 cents + GST when made from an Australian land line. Calls from mobile phones or pay phones may attract a higher rate.
  10. Eligible Entrants must submit their internet entry manually. The Promoter may reject internet entries if it reasonably forms the opinion that they have been entered using automated entry means or by use of a competition entry service.
  11. The Promoter may, in its absolute discretion, declare an entry invalid or disqualify any entrant that tampers with the entry process or benefits from such tampering, submits an entry that is incomplete or not in accordance with these conditions, or otherwise acts in a manner that is disruptive, dishonest or calculated to jeopardise the fair and proper conduct of this Competition.
  12. The Promoter reserves the right to require an entrant to verify the validity of their entry within the requested time, including but not limited to an entrant's identity, eligibility, age and address and to disqualify any entrant who does not satisfy any entry criteria in these conditions. Errors and omissions may be accepted at the Promoter's discretion. Proof considered suitable for verification is at the Promoter's discretion.

DRAW AND PRIZE

  1. All valid entries received during the Entry Period will be entered into the prize draw. The random prize draw will be held at 12.00pm on 18 January 2019 at Engage Australia, Level 8, 56 Clarence Street, Sydney, NSW 2000.
  2. There is one prize to be won. The first valid entry randomly drawn will win the prize.
  3. The prize is a trip for two adults (the prize winner and their nominated companion) to Europe in September 2019, consisting of:
    • 2 adult economy class airfares from Sydney, NSW Australia to Frankfurt, Germany departing 5 September 2019 (arrive in Frankfurt 6 September 2019).
    • 2 adult economy class airfares from Milan, Italy to Sydney, NSW Australia departing 20 September 2019 (arrive in Sydney 21 September 2019)
    • If the prize winner normally resides outside of NSW, 2 adult economy class airfares:
      - from the winners nearest Australian capital city to Sydney departing 5 September 2019; and
      - from Sydney to the winners nearest Australian capital city departing 21 September 2019.
    • 1 nights twin share accommodation of the Promoters choice for two (2) adults in Frankfurt, Germany in a minimum 4 star hotel. Includes breakfast. Check in: 6 September 2019. Check out: 7 September 2019.
    • 1 nights twin share accommodation of the Promoters choice for two (2) adults in Nürburgring, Germany in a minimum 4 star hotel. Includes breakfast. Check in: 7 September 2019. Check out: 8 September 2019.
    • 2 nights twin share accommodation of the Promoters choice for two (2) adults in Sinsheim, Germany in a minimum 4 star hotel. Includes breakfast. Check in: 8 September 2019. Check out: 10 September 2019.
    • 2 nights twin share accommodation of the Promoters choice for two (2) adults in Stuttgart, Germany in a minimum 4 star hotel. Includes breakfast. Check in: 10 September 2019. Check out: 12 September 2019.
    • 2 nights twin share accommodation of the Promoters choice for two (2) adults in Colmar, France in a minimum 4 star hotel. Includes breakfast. Check in: 12 September 2019. Check out: 14 September 2019.
    • 2 nights twin share accommodation of the Promoters choice for two (2) adults in Interlaken, Switzerland in a minimum 4 star hotel. Includes breakfast. Check in: 14 September 2019. Check out: 16 September 2019.
    • 2 nights twin share accommodation of the Promoters choice for two (2) adults in Menaggio, Italy in a minimum 4 star hotel. Includes breakfast. Check in: 16 September 2019. Check out: 18 September 2019.
    • 2 nights twin share accommodation of the Promoters choice for two (2) adults in Milan, Italy in a minimum 4 star hotel. Includes breakfast. Check in: 18 September 2019. Check out: 20 September 2019.
    • 15 days car hire of a Mercedes-Benz E-Class or similar. Pickup at Frankfurt Airport and return to Milan Airport. The car hire is subject to any terms and conditions specified by the hire provider. Pick Up: 6 September 2019. Return: 20 September 2019.
    • $AUD 500 Fuel and Parking Allowance (transferred to the winner via EFT)
    • Nürburgring Co-Pilot Drive Experience for 2 adults on 8 September 2019. The drive experience is subject to any terms and conditions specified by the provider.
    • 2 adult tickets to the Technik Museum Sinsheim & Technik Museum Speyer on 9 & 10 September 2019.
    • 2 adult tickets to the Porsche Museum, Stuttgart on 11 September 2019
    • 2 adult tickets to the Mercedes-Benz Museum, Stuttgart on 11 September 2019
    • 2 adult tickets to the Cité de l'Automobile National Museum Schlumpf Collection on 13 September 2019.
    • 2 adult tickets on the Jungfraujoch Railway to Elgar Glacier on 15 September 2019.
    • One new 2018 Indian Scout Motorcycle ("the Motorcycle") in Burgundy, including 12 months* registration (in the winner's State/Territory of residence), 12 months* compulsory third party ("CTP") insurance and transfer stamp duty. Valued at up to $19,995 ride away (on road costs differ nationally). Refer to condition 20 for insurance terms and conditions; and
    • 12 months* Shannons comprehensive motorcycle insurance cover for the Motorcycle. Approximate value $500. Subject condition 20 (insurance terms and conditions).
    • $AUD 1,000 spending money (transferred to the winner via EFT)
    • If the winner is a member of the Shannons Club with an avatar image, enthusiast vehicle image and ultimate vehicle image at the time of the draw, they will receive an additional $AUD 4,000 spending money (transferred to the winner via EFT). To be a member of the Shannons Club the Eligible Entrant must join the club for free at www.shannons.com.au/club

    * Actual period may be less than 365 days depending on the winner's location and delivery/pick up date, but won't be less than 11 months residual benefit.

  4. The issue of Shannons Insurance is subject to Shannons normal acceptance criteria. If the winner falls outside of Shannons' acceptance criteria, the Promoter may not offer the comprehensive motorcycle insurance portion of the prize to the winner. Details of how to apply for the insurance will be provided as part of the winner's notification. Shannons comprehensive motorcycle insurance issued by AAI Limited ABN 48 005 297 807 (AAI). Shannons Pty Limited ABN 91 099 692 636 is an authorised representative of AAI. The winner should read the Product Disclosure Statement available at www.shannons.com.au before accepting and applying for the insurance and form their own view on whether the insurance is suitable having regard to their own objectives, financial situation and needs. If the winner resides in NSW, ACT or Queensland (where CTP insurance is separate to vehicle registration), CTP insurance will be issued:
    1. In NSW by AAI Limited ABN 48 005 297 807 trading as GIO. Shannons Pty Limited ABN 91 099 692 636 acts as agent and authorised representative of GIO.
    2. In ACT by AAI Limited ABN 48 005 297 807 trading as GIO.
    3. In Queensland by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance.
  5. All components of the prize must be taken together and when offered with two adults travelling together on the same routing as a single trip booked by the Promoter. The prize cannot be used in conjunction with other travel discounts or special offers, and frequent flyer points will not be accrued. The trip must coincide with the booking of the Nürburgring Co-Pilot Drive Experience and Museum open days in September 2019. However, the dates are subject to change depending on availability. The Promoter will determine the final dates of the trip in consultation with the Prize winner subject to availability. Except as expressly stated, any part of the Prize that is not taken for any reason or is not taken at the time stipulated by the Promoter is forfeited, and cash will not be supplied in lieu of that part of the Prize.
  6. The winner must arrange their own collection of the Motorcycle from their closest Australian authorised Indian Motorcycle dealership or agent (located in Melbourne, Sydney, Brisbane, Newcastle, Townsville, Adelaide, Darwin, Canberra, Tasmania, Tamworth, Wollongong and Perth). The winner will be advised of the dealership location, and the time and date at which the Motorcycle can be collected. The Promoter is not liable for any costs associated with the collection of the Motorcycle. Any collection costs will be at the winner's expense. If the winner is unable to collect the Motorcycle from the nearest authorised Indian Motorcycle dealership, the winner may elect to incur the cost of transporting the Motorcycle from their nearest authorised Indian Motorcycle dealership to an alternate claim point as nominated by the winner and deemed acceptable by the Promoter.
  7. If the winner is, through any legal incapacity or otherwise, unable to register or insure the Motorcycle in their own name, they may assign the Motorcycle to another person with legal capacity (who consents to the assignment). Such consent must be in writing and be signed by both the winner and the assignee. The Promoter takes no responsibility for any such arrangements between the winner and the assignee. The assignee and/or the winner must in these circumstances cooperate with the Promoter by providing certified copies of all the documentation required by the Promoter for the purposes of transfer of ownership, registration and insurance** before the Motorcycle is awarded.
  8. **The issue of Shannons comprehensive motorcycle insurance to the assignee is subject to Shannons normal underwriting acceptance criteria.
  9. To register the Motorcycle, the winner must provide the Promoter with the necessary signed documents and identification to satisfy the state or territory government vehicle registration authority. Once registration is provided by this authority, the Promoter will transfer registration into the winner's name (or assignee if applicable).

PROVISIONS APPLICABLE TO PRIZE GENERALLY

  1. The total prize pool is valued at up to $41,254 AUD including GST (depending on the winner's place of departure, if they are a member of the Shannons Club (in accordance with condition 19), and on road costs which differ nationally) as at 9 July 2018. A prize value is the recommended retail value as provided by the relevant supplier(s). The Promoter takes no responsibility for any variation in a prize's value due to exchange rate changes or otherwise.
  2. Flights and accommodation are subject to booking and availability. All bookings will be arranged for the winner and are subject to the travel supplier's terms and conditions.
  3. The winner and their travelling companion are responsible for ensuring that they have all necessary documents and permissions to travel to the relevant destination (including a current passport and any visas that may be required).
  4. Where a part of the prize involves the winner and their travelling companion attending an event, if any part of the event is abandoned, called off, varied or postponed for any reason, that part of the prize may be forfeited without compensation at the Promoter's discretion, subject to the approval of any relevant gaming authorities, where required.
  5. Any additional costs not expressly stated, but which may be incurred in acceptance and use of a prize, are the responsibility of the winner. This includes but is not limited to travel costs to and from the points of departure, excess baggage, any additional meals and drinks, transfer costs, taxes, levies and charges, passports, visas, insurance (such as travel insurance or any additional cost of non mandated insurance or policy excess reduction in relation to the hire vehicle), medical or health related services, fuel, toll fees, additional accommodation, additional spending money, extension of stay, additional passengers, tours, and other ancillary costs. These are the responsibility of the winner and their travelling companion.'
  6. For the car hire component of the prize, the car driver (winner or their companion) must have a current Australian driver's licence. If the prize winner does not have a current Australian driver's licence, the prize winner's nominated travelling companion must have a current Australian driver's licence. The car hire is also subject to any terms and conditions specified by the car hire provider. If these conditions are not met, the car hire component of the prize will be forfeited by the winner and any costs or liabilities incurred by the hire car driver will not be the responsibility of the Promoter. The Promoter will not be liable for the failure of the winner (and/or their companion) to attend any event, for whatever reason.
  7. The car hire may change depending on availability. In the event a certain car is not available, a suitable replacement will be included.
  8. If the prize is won jointly (for example, in the case of joint policyholders), the joint prize winners must:
    1. in respect of the travel component of the prize, both take the prize together, or jointly nominate one third person (over 18 years of age) to accompany one of them;
    2. in respect of the Motorcycle, nominate one of the joint winners to be the registered owner; and
    3. in respect of the spending money component of the prize, nominate one account to receive the EFT transfer.
  9. No compensation will be payable if a winner is unable to take any element of a prize as stated, or does not satisfy any conditions of use for any element of the prize (including conditions imposed by event organisers or staff, or other prize providers, such as health, behavior, age and safety requirements), for whatever reason. Any part of a prize that is not taken for any reason is forfeited and no compensation will be provided.
  10. If a prize (or part of a prize) is unavailable for any reason, the Promoter may, in its absolute discretion, substitute alternative goods or services of equal or higher value, subject to the approval of any relevant gaming authority, where required. The Promoter accepts no other liability or responsibility for any loss incurred by a winner or any other party if a prize (or part of prize) is unavailable for any reason.
  11. Other than as expressly stated in these conditions, a prize is non-transferable, non-refundable, non-exchangeable, non-replaceable, and non-redeemable for another prize including cash, except at the Promoter's discretion and subject to relevant State and Territory legislation.

PRIZE WINNER

  1. The winner will be notified within 2 days of the draw by a phone call and email, using the details provided in their entry.
  2. The prize notification will include instructions as to how the winner is to claim their prize.
  3. The prize will only be awarded following any winner validation and verification that the Promoter requires in its sole discretion.
  4. The name of the winner and their State or Territory of residence will be published at the Competition website on 22 January 2019 for a minimum period of 28 days.
  5. The name of the winner and their State or Territory of residence will be published in The Australian newspaper on 25 January 2019.
  6. Subject, where relevant, to any directions given by a relevant gaming authority, if: (i) the prize is not claimed by a winner or the Promoter has been unable (despite reasonable efforts) to successfully contact the winner on or before 18 April 2019; (ii) the prize is forfeited for any reason; or (iii) the winner is determined by the Promoter to be ineligible to win the prize in accordance with these conditions, the prize will be forfeited and instead awarded to another Eligible Entrant in a redraw. Any such redraw will be made from a pool of the remaining Eligible Entrants and will take place at 12.00pm on 23 April 2019 at the same location as the original draw, with all unclaimed prizes awarded to the next valid entry randomly drawn. The name of any resulting winner and their State or Territory of residence will be published on the Competition website and in The Australian newspaper on 29 April 2019. The redraw prize winner will be notified within 2 days of the redraw by a phone call and email using the details provided in their entry.

GENERAL

  1. If for any reason this Competition is not capable of running as planned, or is interfered with or disrupted in any way (including by vandalism, power failures, natural disasters, acts of God, weather event, civil unrest, strikes, computer bugs or viruses, tampering or technical failures), the Promoter reserves the right to cancel, terminate, modify or suspend the Competition, or invalidate any affected entries, subject to the approval of any relevant gaming authorities, where required.
  2. The Promoter assumes no responsibility for: (i) any error, omission, interruption, or delay in the operation or transmission of any communication sent to (or by) the Promoter or any entrant whether caused by problems with communication networks or lines, computer systems, software or internet service providers, congestion on any carrier network or otherwise; (ii) any theft, destruction or unauthorised access to, or alteration of such communications; (iii) any problem with, or technical malfunction of, any computer system or other equipment used for the conduct of the Competition; (iv) any incorrect or incomplete information which may be communicated in the course of the administering this Competition (whether as a result of one of the foregoing causes or otherwise); or (v) any delay in delivery (when not directly caused by the Promoter or its supplier), or failure of safe delivery of a prize.
  3. All of the Promoter's decisions in relation to all aspects of this Competition are final and no correspondence will be entered into. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
  4. The winner accepts the prize at their own risk. Any tax liability arising as a result of accepting the prize is the responsibility of the winner. Independent financial advice should be sought.
  5. To the full extent permitted by law, the Promoter, its associated companies and agencies and any of their personnel (the "Relevant Parties") exclude all liability for any loss (including any damage, claim, injury, cost or expense) which is suffered or incurred by any Eligible Entrant in connection with the Competition or the prize, including without limitation: (i) any indirect, special, economic or consequential loss; (ii) any loss arising from the negligence of a Relevant Party; and (iii) any liability for personal injury or death. To the extent that such liability cannot be excluded by law, it is limited to the minimum allowable by law. The Promoter may request that a winner signs and returns a deed of release to this effect as a condition of the prize being awarded. If a winner fails to sign and return such release, they may forfeit the prize.
  6. The winner must, at the Promoter's request, participate in all promotional activity (such as publicity and photography) surrounding winning the prize, free of charge, and consent to the Promoter using their name, likeness, image and/or voice (including any photograph, film and/or recording of them) in promotional material in any media at any time without notification or compensation, financial or otherwise.
  7. Each entrant completely releases Facebook from any and all liability in relation to this Competition, and acknowledges that this Competition is in no way sponsored, endorsed or administered by, or associated with, Facebook.

PRIVACY STATEMENT AND MARKETING CONSENT

  1. Entrants' personal information is collected from entrants by or on behalf of the Promoter to enable the Promoter and its agents to manage, administer and promote the Competition and, where applicable, publicise the winner. The personal information may also be provided to persons assisting the Promoter, including prize suppliers and deliverers, marketing agencies and IT providers, and to gaming authorities, media outlets and related companies. The Promoter will disclose entrants' personal information and/or collect personal information about entrants from persons overseas to engage in its business functions and activities and for the purposes detailed in this statement. The country/ies the Promoter will usually disclose entrants' personal information to include Germany, France, Switzerland, and Italy. The Promoter will disclose a winner's first initial, surname and State/Territory of residence to The Australian newspaper for publication. The winner's name will also be published on the Competition Website. By participating in the Competition, Eligible Entrants consent to these uses and disclosures of their personal information.
  2. If an Eligible Entrant does not provide the personal information the Promoter requests, the Promoter may not be able to provide the requested quote or enter them into the Competition. All personal information is handled in accordance with these conditions, the Promoter’s Privacy Statement and the Promoter’s Privacy Policy. Information about how to access or correct the personal information that the Promoter holds about you, or complain, can be found in the Promoter’s Privacy Policy available online at shannons.com.au/privacy.
  3. Entry into the Competition also entitles the Promoter and any related companies that use the Shannons brand ("we"/"us") to let the Eligible Entrant know from time to time about news, offers, products and services they might be interested in (by any medium, including telephone, email, mail, SMS or online marketing). In order to carry out direct marketing, entrants' personal information will be collected from and disclosed to others that provide us with specialised data matching, trending or analytical services, as well as general marketing services. We, and other people who provide us with services, may combine the personal information collected from entrants or others, with the information we, or other companies in the Suncorp Group, or our service providers already hold about entrants. We may also use online targeted marketing, data and audience matching and market segmentation to improve advertising relevance. Each Eligible Entrant agrees that they must provide and/or maintain their consent to receive such marketing communications and not opt out of receiving such communications during the Entry Period.
  4. Competition permits: ACT TP 18/01421, NSW LTPS/18/26570, SA T18/1313.

COMPETITION DETAILS

Shannons Pty Limited ABN 91 099 692 636 acts as agent and authorised representative of AAI Limited ABN 48 005 297 807, the issuer of Shannons Car, Bike and Home/Contents insurance products. Read the relevant Product Disclosure Statement and consider whether it is right for you before buying these insurance products. Click here for a copy.

Competition conducted by Shannons Pty Limited, of Level 28, Brisbane Square, 266 George Street, Brisbane, QLD 4000. Competition commences at 12am on 3/9/18 and closes at 5pm on 17/12/18 (Melbourne time). Applications for online quotes must be submitted by 11/12/18 to be eligible for entry into this competition, however, telephone applications will continue to be available until 5pm 17/12/18. Entry is only open to eligible Australian residents aged 18 years or older. Eligible Entrants must be opted in to receive Shannons marketing communications. Total prize pool valued at approx. AUD $41,254 (depending on major prize winner's point of departure, Shannons Club Membership and on road costs which differ nationally). Prizes drawn at 12pm on 18/1/19 at Engage Australia, Level 8, 56 Clarence Street, Sydney, NSW 2000. The winners will be notified by phone and email by 21/1/19 and published in The Australian newspaper on 25/1/19 and on the competition website. Permits: ACT TP 18/01421, NSW LTPS/18/26570, SA T18/1313.

^A new Shannons Motor Insurance Policy (excludes CTP insurance) (Motor Policy) or a new Shannons Home & Contents insurance (includes building only, contents only or building and contents cover) (Home Policy) quotes. Limit 1 quote per vehicle or insured address.
* Purchase a new Motor Policy (excludes existing Motor Policy renewals).
+ Purchase a new Home Policy OR holds an existing fully paid Home Policy (current during the Entry Period). To be entered into the draw existing customers must not have opted out of Shannons marketing communication. Existing customers that do not wish to participate in the competition can email info@shannons.com.au.
1 Or similar. Car hire is subject to availability and the terms and conditions specified by the car hire provider.
2 Actual period may be less than 365 days depending on the winner's location and delivery/pick up date, however, won't be less than 11 months residual benefit. The issue of Shannons Insurance is subject to Shannons normal acceptance criteria. The inclusion of this component of the prize does not constitute financial product advice or a recommendation to acquire any Shannons Insurance product. Bike for illustrative purposes only.
3 There is no cover for flood in the first 72 hours of your policy.
4 Excludes CTP.

This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. All benefits in this offer are a summary only. Limits, conditions and exclusions apply. For a full description of the benefits, please refer to the Home & Contents Insurance Product Disclosure Statement.

View full competition terms and conditions

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