Terms and Conditions

AAI Limited ABN 48 005 297 807 trading as GIO, is the issuer of Compulsory Third Party Personal Injury (CTP) Insurance policies and Shannons Pty Limited ABN 91 099 692 636 (Shannons) is an agent and authorised representative of GIO.

These Terms and Conditions apply to your use of the NSW CTP Insurance online quotes and insurance application aspects of the Shannons website in relation to Shannons CTP Insurance issued by GIO. By clicking "Get a CTP Quote" you accept these Terms and Conditions. Access to this site is for Australian customers only and the information and insurance products available through this site are intended for use only by an individual:

  1. Where the individual (being a natural person) resides in Australia; and
  2. Where the insurance product being applied for is NSW CTP insurance for a motor vehicle that is ordinarily garaged in NSW, Australia.

You warrant that you will only access this site if you, comply with the above and that if you access this site from outside Australia, you warrant that you do so on your own initiative, you are not contravening any laws in force in the jurisdiction applicable to where you access this site and you are responsible for compliance with any applicable local laws.

This site is to allow you to obtain information about Shannons CTP Insurance issued by GIO and to assist in the purchase of this product online. You are not permitted to use high-volume automated or other systematic processes to access this site or to obtain quotes.

Applicable laws

Use of this site and these Terms and Conditions are governed by the laws of Queensland, Australia. Any claim to use of this site shall be heard by Queensland Courts.


Shannons may revise these Terms and Conditions at any time by updating this page. If you are not taking out insurance on the day you obtain your quote, you should review the then current Terms and Conditions, before applying for any policy of insurance.

Other terms applying to this site

The terms and conditions set out in the Shannons Online Terms & Privacy Statement also form part of this agreement. If there is any inconsistency between these Terms and Conditions and any other documentation included in this site, these Terms and Conditions prevail