shaded

Not Covered

homeDamage

Wear, tear and deterioration

We don’t cover wear, tear or deterioration of the building or contents.

repair

Defects, faults or poor workmanship

Damage due to structural defects, faults or poor workmanship isn’t covered.

homeDamage

Home, unit, or contents not in good condition

We don’t cover loss, damage or liability linked to poor upkeep or disrepair. E.g, rusted gutters or roofs, worn grout, wood rot, eroded ridge capping, or unrepaired damage.

liquidDamage

Damage from building works to your home

Any parts of the building damaged by building works or by storm, flood or water, entering through an area of the building under construction isn’t covered.