shaded

Also included

lightning

Loss or damage

If your home and contents are lost or damaged by an insured event, at the insured address, we’ll pay up to your building and/or contents sum insured, unless we say otherwise in your policy. Your home includes things like garages, sheds and solar panels.

tornado

Weather events

We’ll cover damage caused by storms, hail, fire (including bushfire), floods and tsunamis. This cover kicks in 72 hours after purchasing this policy, limited exceptions apply.

mobile

Theft or burglary

Loss or damage caused by thieves and burglars, including damage caused by attempted theft, at the insured address, is covered by Shannons.

contents

Contents temporarily removed with contents cover

We cover loss or damage for temporarily removed contents that are at another residence you’re temporarily residing (for up to 180 consecutive days), or contents in a bank deposit box in Australia (for the period of insurance). Limits apply.

gear

Motor burnout

We’ll cover the burning out or fusing of any electrical motors in household equipment or appliances that are part of your home (with home cover) or your contents (with contents cover). Limits apply.

glassDamage

Accidental breakage of glass

We cover the accidental breakage of fixed glass and certain specific ceramic items (for home) or fitted glass in furniture and unfixed mirrors (for contents). If you’re a tenant and legally responsible under a lease, we also cover fixed glass identically to home cover.