Standard Terms of Use for Website

This domain name and website are owned and operated by Shannons Limited ABN 91 099 692 636 insurance issued by Australian Alliance Insurance Company Ltd ABN 11 006 471 709. The Terms of Use (including the Privacy Statement) govern your access to and use of the information, text, graphics and materials on the website ("Content") and the computer storage, processing and use of your personal information. Shannons reserves the right to vary the Terms of Use (including the Privacy Statement) at any time by publishing the varied provisions on this website. You accept and agree that by doing this Shannons has provided you with sufficient notice of the variation.

1. Accuracy of Information
The Content has been compiled from a number of sources and is accurate at the time of its inclusion on the website. Information on which the Content is based and the Content itself are subject to change without notice. We will endeavour to update the website as soon as practical after making any changes.

2. Intellectual Property

The Content is owned or licensed by Shannons, is the intellectual property of Shannons or its licensors and is protected by copyright, trademark and common law. Nothing on this website grants, or shall be construed as granting, any license, sub-license or right to use any of the trademarks appearing on it.

Except where necessary for viewing the Content on your browser or as a permitted use under the Copyright Act 1968 (Cth) or other applicable law, no material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form or by any process, for any commercial purpose without the specific written consent of Shannons.

You must not use the Content for any illegal or unlawful purpose.

3. Links to Other Sites

This website may contain links to other sites independently maintained by others. As SHANNONS does not control these other sites, we cannot be responsible for the content or accuracy of the information or other material on any linked sites. The provision of a link to another website does not mean that SHANNONS makes a recommendation or gives any endorsement or approval of any products or services displayed on those other sites.

4. Limitation of Liability

Subject to any responsibilities or liabilities implied by law and which cannot be excluded by law, neither SHANNONS or any companies related to SHANNONS nor any director, officer, employee, consultant or agent thereof accepts any responsibility or liability for any loss or damage arising in any way (including by reason of negligence) for errors in and omissions from the Content and does not accept any responsibility nor owe any duty of care to any person acting or refraining from acting as a result of information on the site.

5. Jurisdiction

This website is for access and use by Australian residents only. Some of the Content may be limited in its application to specific States and/or Territories of Australia.

The website and these Terms of Use will be governed exclusively by the law of the State of New South Wales, Australia.

Privacy Statement for Website

The privacy of our customers' personal information is of great importance to us. We therefore provide you with the following information explaining the way in which Shannons treats the personal information that you provide to us.

1. Collection of Information

We do not intentionally solicit or collect information from anyone under the age of 18 nor do we market our products to anyone under this age.

The types of personal information that we do collect include names, addresses, telephone numbers, fax numbers, e-mail addresses, dates of birth and credit card information.

We will collect the information that you provide to us when you register with us and when you subsequently transact any business through this website.

2. The Use of Personal Information

The personal information that you provide to us via this website will be used by Shannons to supply our products and services to you and to develop targeted mailings and marketing programmes. It may be necessary for us to provide your personal information to third parties such as a mailing house, to enable us to do this. Any such third parties, however, will not be able to sell or use your personal information for any purpose other than the fulfilment of Shannons obligations to you.

Your personal information will be provided to any organisation through which you arrange your insurance and may be provided to other companies related to Shannons. They may use this information in their marketing programmes for their products and services and product development. You may therefore receive mailings from them.

We may transmit your personal information to a party that is not related to Shannons for lawful purposes related to any insurance product which you have purchased, for example for investigating and assessing any claim that you make.

Except for the above we will not sell, exchange or give your personal information to any other third party unless we are legally obliged to disclose it.

3. Altering Personal Information

If you wish to retrieve, update or review your personal information that we have collected from you on-line please do not hesitate to contact us. You will only be able to make changes on-line to your address, telephone and fax numbers.